Future of FinTech Hackathon

31.10 - 1.11.2020

This year entirely ONLINE


2nd place
30 000 CZK
Team: IF pay THEN pay
IF pay THEN pay
Grand Prize
50 000 CZK
3rd place
10 000 CZK
Team: StayFIT

More Winners

Deepnote offers Deepnote Pro subscription for a year to 3 teams for the best use of their data science notebook - GreenAnchor, Deilig, GinkgoBoys
Dateio offers 4 000 CZK to the best team in Challenge 3 - int64
JetBrains licences for winning teams:
1. place - 100% discount -
2. place - 75% discount -
IF pay THEN pay
3. place - 50% discount -

Kiwi.com will award every member of the winning team with a 50 EUR voucher - GreenAnchor

Let's define new digital standards for the financial industry

Today, we have many financial instruments and ready-to-use tools waiting to be connected to a meaningful application for customers. We also have more and more financial data available, giving us fascinating insights into people's economic behavior. Based on these, we can educate people about their spending habits and make more "healthy" decisions.
In some parts of the world, the importance of blockchain is growing steadily, as it helps people save the value of their hyperinflated money. And again, there are many tools waiting to be developed to work with crypto instead of fiat money.

What should be the new standards for banking and financial services?


Challenge 1: Economic recovery
In every crisis in the past, there have been those who have fallen and those who raised from the ashes. This crisis has shown us how intense and fast-paced technologies need to be adopted if we want to survive online. But some of us are so much tightened to real-life, offline businesses, that they do not even know if there would be any possibility of getting used to the modern age and prosper online.Big corporations know how to and have resources to survive the current crisis. But how about your friend, whose parents own a hotel in a smaller town? Is there any chance for them to survive?

Possible challenge questions:
-How to motivate people to buy more from local and smaller sellers/freelancers/companies, rather than bothering with corporations and molochs?
-How any of us - especially IT-oriented-people - can help others in need who are affected by the whole COVID situation? How can we help smaller businesses to grow faster? Think of your neighbouring businesses - how can you help them get onto the digital wave, without trouble? How about state institutions?
-If you can think of any offline business model, can you imagine, if it would be able to pivot to the online space? How?
Challenge 2: Text/voice assistant
Many people don’t know how to manage their Internet Banking. Why is it so? Even if trying hard to design the best UX of the app, it may be overwhelming for any generation, but especially those, who were used to sending checks and withdrawing money to pay for water and gas for their home. To ease the struggle of scrolling through various functions of any internet banking, there might be some google-like assistant, helping you choose the right tasks for your day-to-day payments.

Possible challenge questions:
-How to assist through the process of getting into internet banking?
-Can we forget about the classical internet banking solution and move to more automated and easy-to-use engine for more natural communication with the bank?
Challenge 3: Utilize enriched payment data
Until now banks had a very inexact idea of what are their clients spending for. With TapiX banks can now enrich their transactions with merchant name, GPS location and precise categorization and bring interesting insights to the clients. We’ve prepared a sample dataset for you to play with the data and try to find interesting use-cases.

Possible challenge questions:
-How to help client to save their money?
-Can you generate insights for clients using this data?
-Can you track positive changes in client’s life based on his transactions?
-Can you segment clients based on their transactions?
-Can you find any other use of the enriched transactions?

Provided datasets:
Sample of card transactions enriched by TapiX
Challenge 4: Financial Education 2.0
Can you control your money flow in a smart way?

*Beep*, lunch with colleagues. *Beep*, romantic dinner. *Beep* new shoes. We all know, that it is not a problem of how much you spend, but how much you earn. If you balance is low and you wonder why is it so, take a look to the history! Why the hell you bought a cake in a cafeteria and then complain about your MatPhys belly? Do you really need 112th tee?We all have our dark sides of spending. There should be a rising trend in your incomes. Is it really? If you know how to manage your money, you will be more successful in enjoying the flowers of today by knowing your yesterday, and save or invest for tomorrow.

Possible challenge questions:
-How does the past affect today in terms of money income and outcome?
-How can financial institutions increase the financial literacy of all customers and members in an engaging, mobile-first way?
-How much can you actually enjoy, not to suffer in the future?
-Are you keeping your incomes in the rising trend over-time?
-What are your options if you don’t want to lose the value of your savings?

Challenge 5: DLT - Distributed Ledger Technology

Decentralization of the economy and the provision of services is an ambitious yet inevitable development. For the last decade, various DLTs have been deployed in the financial sector and tested in many others. While the change is slow as our mindsets - and laws - live in the "centralized" world, DLT promises quicker, cheaper and more transparent services. Digital assets can open new sources of financing for companies or democratize investing. DeFi expands the use of blockchain from simple value transfer to more complex financial use cases.

Possible challenge questions:
- More efficient supply chains
- Decentralized lending
- DLT-based services as resilient solutions to covid-19 induced economic crisis
- New financial products

Open Challenge
Feel free to create your own challenge and solve it :-P

Mentors and judges

Jirka Skopový

ČS Seed Starter

Domain expertise:
investments, analytics, management, biking :-)

Tech stack:
Overall overview

Jan Klesla

Ministry of Finance

Domain expertise:
-Challenge 5: DLT/Blockchain
-Digital Finance
-Financial Regulation

Marie Staszkiewicz

Czech Fintech Association

Domain expertise:
Financial technology policy and regulation, decentralized finance, SME financing

Ivan Dovica


Domain expertise:
Challenge 3: TapiX by Dateio - Enrichment of payment data with GPS, logo, clean name, and business category of the merchant.

Tech stack:
SQL, Python

Adam Dobiáš


Domain expertise:
Challenge 3: TapiX by Dateio - Enrichment of payment data with GPS, logo, clean name, and business category of the merchant.

Tech stack:
SQL, Python

Petr Volný


Domain expertise:
CTO with some residual tech skills. Also happy to discuss UI/UX/CX or whatever business ;)

Tech stack:
SW Architecture

Tomáš Dohnal


Domain expertise:
Full-Stack Software Engineer

Tech stack:
JavaScript, React.js, Node.js, HTML, CSS

Alžběta Dlhá


Domain expertise:
I am a growth/ops manager and a former strategy consultant. I'm a generalist - can help with the business side, like helping teams building up business cases, them on pitch and presentation; as a judge, I can assess business potential of the projects

Martin Giertl


Domain expertise:
Management, software delivery, corporate processes, utility segment.

Tech stack:
Business point-of-view, overal IT grasp

Lukáš Křivka


Domain expertise:
Web Scraping & Web Automation

Tech stack:

Lukáš Brchl



Domain expertise:
CEO in hardware & software startup focused on drone traffic management, a research assistant at ImproLab FIT CTU

Tech stack:
Python, Java, C++, C, hardware design



As everything is getting digital these days we have decided to make HackPrague 2020 entirely online this year. But actually, the main reason is the uncertain situation in the Czech Republic regarding the enormous spread of COVID-19.

However, we believe this setup will enhance the mission of defining the new digital standards for the financial industry and make the event even more impactful

Frequently asked questions

What is a hackathon and why should I participate?

We think of our hackathon as an "invention marathons" where participants have no restraints. Unlike other events, we don’t want you to come up with a startup MVP or a solution to a corporate problem. Unleash your creativity and technical skills!

There are several reasons why you should join a hackathon. You will get free food and snacks for the whole weekend, and you can get to know a lot of new like-minded people and expand your network. You can also extend your skillset and learn a lot of new things while having fun. Lastly, you can add it to your CV and present this experience to your potential employer. Learn more in a blogpost from one of our former hackers.

Who can participate?

HackPrague applications are open to all developers and designers, including students and full-time employees. We will select participants based on their past projects, experience, and enthusiasm. We will aim to admit a diverse pool of people.

How do you select winners?

Relevance - Does it fit 'FinTech of the future'? 20 %
Technical Difficulty - Was it hard to make? 15 %
Functionality - Does the team have a functional prototype? Does the app work? How many functions of the app are implemented. 20 %
Polish - Was it presented nicely? 10 %
Creativity of solution - Is it novel? 10 %
Usefulness - Does it actually have value for end users and/or companies? 25 %
Total 100%.

How many people are allowed to be in one team?

You can work in a team of up to 4 people.

Who is organizing HackPrague?

HackPrague NGO. Read more about us and our mission at hackprague.com/#team.

Further questions?

If you didn’t find the answer to your question here, hit us up at team@hackprague.com.

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